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Terms of Use

Last updated: May 2026

Agreement to terms

By accessing or using circuit-swirl.com and related services operated by CircuitSwirl Learning Ltd, you agree to these terms of use. If you disagree with any part, please discontinue use.

These terms apply to the website only. Separate programme terms govern purchased services and will be provided upon registration.

About CircuitSwirl

CircuitSwirl Learning Ltd is registered in England and Wales.
Registered address: 23 Ashford Gardens, Bristol BS8 2PX, United Kingdom
Contact: [email protected]

Use of this website

Permitted use

You may use this website to:

  • Learn about our financial education programmes
  • Submit enquiries about services
  • Access publicly available information and resources
  • Register for programmes by following the stated process

Prohibited use

You must not:

  • Use the website in any unlawful manner or for fraudulent purposes
  • Attempt to gain unauthorized access to systems or data
  • Introduce viruses, malware, or other harmful material
  • Scrape, harvest, or collect user information without permission
  • Interfere with the proper functioning of the website
  • Reproduce, duplicate, or copy content for commercial purposes without permission
  • Impersonate CircuitSwirl or misrepresent your relationship with us

Intellectual property

All content on this website including text, images, graphics, logos, and design is owned by CircuitSwirl Learning Ltd or licensed to us. It's protected by UK and international copyright laws.

You may view and print pages for personal reference but may not reproduce, republish, or distribute content without written permission.

The CircuitSwirl name and logo are trademarks. Unauthorized use is prohibited.

Programme enquiries and registration

When you submit an enquiry or register for a programme through this website:

  • Information provided must be accurate and complete
  • You must have authority to provide information about children if relevant
  • Submission doesn't guarantee acceptance into programmes
  • Separate programme terms will govern purchased services

We reserve the right to decline service in our discretion, though we rarely exercise this right.

Third-party links

This website may contain links to external websites. These are provided for convenience only. We don't control external sites and are not responsible for their content, accuracy, or practices.

Following external links is at your own risk. Review the terms and privacy policies of sites you visit.

Disclaimer of warranties

This website and its content are provided on an "as is" basis. While we strive for accuracy, we make no warranties or representations about:

  • Accuracy, completeness, or currency of information
  • Uninterrupted or error-free operation
  • Fitness for any particular purpose
  • Freedom from viruses or other harmful components

Information on this website is general guidance, not professional financial or educational advice tailored to individual circumstances.

Limitation of liability

To the fullest extent permitted by law, CircuitSwirl Learning Ltd is not liable for:

  • Indirect, consequential, or incidental damages arising from website use
  • Loss of profits, data, or opportunities
  • Damages resulting from viruses or technical issues
  • Reliance on information provided on the website

Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or matters that cannot be excluded under UK law.

If you purchase programme services, liability limits in programme-specific terms may differ and will be specified in those contracts.

Availability and changes

We aim to maintain website availability but cannot guarantee uninterrupted access. The website may be unavailable during maintenance, updates, or due to circumstances beyond our control.

We reserve the right to modify, suspend, or discontinue any aspect of the website without notice. Content, features, and availability may change at our discretion.

Privacy and data protection

Use of this website is also governed by our Privacy Policy, which explains how we collect and process personal data.

By using this website, you consent to data processing as described in the Privacy Policy and in accordance with UK GDPR. See our GDPR Compliance Statement for detailed information about your data protection rights.

User-generated content

If you submit content to us including emails, feedback, or testimonials, you grant CircuitSwirl a non-exclusive, royalty-free, perpetual license to use, modify, and display that content for business purposes, subject to privacy commitments.

You warrant that submitted content:

  • Is accurate and not misleading
  • Doesn't infringe third-party rights
  • Isn't defamatory, obscene, or unlawful
  • You have authority to submit it

Children's use

This website is directed at parents and guardians, not children. We don't knowingly collect personal information from children under 13 through this public website.

If a child has provided information without parental permission, contact us immediately so we can remove it.

Governing law and jurisdiction

These terms are governed by the laws of England and Wales. Disputes arising from these terms or website use fall under the exclusive jurisdiction of English courts.

Severability

If any provision of these terms is found unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and remaining provisions will continue in full effect.

Changes to these terms

We may revise these terms at any time. Changes take effect when posted to this page. Continued use after changes constitutes acceptance of updated terms.

Material changes will be indicated by updating the "Last updated" date. We recommend reviewing terms periodically.

Contact information

Questions about these terms of use?

Email: [email protected]
Post: CircuitSwirl Learning Ltd, 23 Ashford Gardens, Bristol BS8 2PX, United Kingdom

Entire agreement

These terms, together with our Privacy Policy and Cookies Policy, constitute the entire agreement regarding use of this website. They supersede any prior communications or agreements.

Separate terms govern purchased programme services and will be provided upon registration.

© 2026 CircuitSwirl. Teaching financial wisdom to the next generation.

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